Wondering how to keep your employees productive whilst taking care of their well-being? See how our employee benefit coverage helps you save instantly! Under PolicyStreet SME+, it is simple to get covered under this plan.
As low as RM49 per month per employee
RM50,000 life and medical coverage for all employees
High coverage
With 5 – 150 employees
Between 16 – 65 years old
Spouse is between 16 – 65 years old. Children must be 15 days old to 19 or 23 years old next birthday if he/she is studying in a full time tertiary institution
White-collar
SME+ is a comprehensive employee benefit plan suitable for employees and dependents of SMEs. Firstly, it pays for hospital bills. If your employees are admitted or warded at a hospital, SME+ will cover your employees. It also pays life insurance payout upon the death of an employee. Optional outpatient coverage is available for outpatient GP/specialist visits.
SME+ covers almost any illness, disease, medical condition or accident. SME+ also covers COVID-19.
SME+ covers the following hospitalization procedures:
SME+ provides coverage for hospital Room & Board for both RM150 and RM250 per day. If your employees choose a room higher than their limit, they just need to pay the difference.
There is annual maximum limit of 180 days for Room & Board accommodation.
SME+ is available for online quotation at www.policystreet.com/SME SME+ process:
Our employee benefits team will reach out to you within 48 hours. Upon complete documentation and payment received, you will receive your policy within 3 working days, and medical cards delivery within 14 working days.
Your employee can use the medical card immediately. There is no waiting period for accidents, medical conditions and specified illness.
If your employees go to an AmMetLife panel hospital administered by Third Party Administrator IHP, they won’t have to pay. Just present their Medical Card and AmMetLife will settle the bill directly with the hospital. If your employees go to a non-panel hospital, they need to pay the bill first and then make a claim with AmMetLife to get reimbursement.
Note: Some hospitals may require a deposit that your employees will need to pay on their own first. The deposit is refundable by the hospital.
a) Application form
b) Letter of undertaking
c) Polisea’s Appointment letter
d) Form 9, Form 24, Form 49
e) Employee’s personal health declaration form (for companies sized between 5 – 19 employees)
f) Employee listing
g) IC copy of authorised signatory